:root {
    --ink: #0b2342;
    --ink-soft: #4c6078;
    --forest: #174a82;
    --forest-dark: #0a2b52;
    --mint: #d9a323;
    --mint-soft: #fff3cf;
    --cream: #f1f5fa;
    --paper: #ffffff;
    --line: #d8e1eb;
    --danger: #a4322d;
    --shadow: 0 24px 70px rgba(8, 35, 70, 0.18);
    --radius: 22px;
    --container: 1180px;
}

* {
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    margin: 0;
    color: var(--ink);
    background: var(--paper);
    font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
    line-height: 1.55;
    -webkit-font-smoothing: antialiased;
}

body,
input,
select,
button {
    font: inherit;
}

a {
    color: inherit;
}

img {
    display: block;
    max-width: 100%;
}

.container {
    width: min(calc(100% - 40px), var(--container));
    margin-inline: auto;
}

.preview-bar {
    position: relative;
    z-index: 100;
    padding: 9px 20px;
    color: #fff;
    background: #8a2c28;
    font-size: 12px;
    font-weight: 800;
    letter-spacing: 0.035em;
    text-align: center;
}

.compliance-strip {
    display: flex;
    min-height: 32px;
    align-items: center;
    justify-content: center;
    gap: 16px;
    padding: 6px 20px;
    color: rgba(255, 255, 255, 0.76);
    background: #071d38;
    font-size: 10px;
    letter-spacing: 0.02em;
    text-align: center;
}

.compliance-strip b {
    color: #f3bd3d;
}

.compliance-strip span + b::before,
.compliance-strip b + span::before {
    margin-right: 16px;
    color: rgba(255, 255, 255, 0.3);
    content: "|";
}

.site-header {
    position: relative;
    z-index: 20;
    border-bottom: 1px solid rgba(16, 37, 31, 0.1);
    background: rgba(255, 253, 248, 0.94);
    backdrop-filter: blur(16px);
}

.header-inner {
    display: flex;
    min-height: 78px;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
}

.brand {
    display: inline-flex;
    align-items: center;
    gap: 11px;
    color: var(--ink);
    text-decoration: none;
}

.brand-mark {
    display: grid;
    width: 42px;
    height: 42px;
    place-items: center;
    border-radius: 12px 12px 20px 12px;
    color: var(--mint);
    background: var(--forest);
    font-size: 13px;
    font-weight: 900;
    letter-spacing: -0.04em;
}

.brand > span:last-child {
    display: flex;
    flex-direction: column;
    line-height: 1.05;
}

.brand strong {
    font-size: 17px;
    letter-spacing: -0.04em;
}

.brand small {
    margin-top: 3px;
    color: var(--forest);
    font-size: 11px;
    font-weight: 800;
    letter-spacing: 0.23em;
    text-transform: uppercase;
}

.header-actions {
    display: flex;
    align-items: center;
    gap: 22px;
}

.company-link {
    color: var(--ink-soft);
    font-size: 12px;
    font-weight: 800;
    text-decoration: none;
}

.company-link:hover {
    color: var(--forest);
    text-decoration: underline;
    text-underline-offset: 4px;
}

.header-phone {
    display: flex;
    flex-direction: column;
    min-width: 126px;
    padding: 8px 13px;
    border-radius: 12px;
    color: #fff;
    background: var(--forest);
    text-decoration: none;
    line-height: 1.12;
}

.header-phone span {
    margin-bottom: 2px;
    color: rgba(255, 255, 255, 0.72);
    font-size: 9px;
    font-weight: 800;
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

.header-phone strong {
    white-space: nowrap;
    font-size: 14px;
}

.header-phone:hover {
    background: #0b3c2d;
}

.license-chip {
    padding: 7px 11px;
    border: 1px solid #cfd6cd;
    border-radius: 99px;
    color: var(--ink-soft);
    font-size: 11px;
    font-weight: 800;
    letter-spacing: 0.03em;
}

.text-link {
    color: var(--forest);
    font-size: 14px;
    font-weight: 800;
    text-decoration-thickness: 1px;
    text-underline-offset: 4px;
}

.hero {
    position: relative;
    overflow: hidden;
    padding: 74px 0 82px;
    color: #fff;
    background: radial-gradient(circle at 80% 18%, rgba(62, 114, 180, 0.44), transparent 34%), linear-gradient(118deg, #071d38 0%, #0e3565 58%, #194f8d 100%);
}

.hero::before {
    position: absolute;
    inset: 0;
    background-image: linear-gradient(rgba(255, 255, 255, 0.035) 1px, transparent 1px), linear-gradient(90deg, rgba(255, 255, 255, 0.035) 1px, transparent 1px);
    background-size: 46px 46px;
    content: "";
    mask-image: linear-gradient(to bottom, black, transparent 84%);
}

.hero-orb {
    position: absolute;
    border-radius: 50%;
    filter: blur(2px);
}

.hero-orb-one {
    top: -150px;
    right: 22%;
    width: 420px;
    height: 420px;
    background: rgba(217, 163, 35, 0.13);
}

.hero-orb-two {
    bottom: -220px;
    left: -130px;
    width: 430px;
    height: 430px;
    border: 80px solid rgba(255, 255, 255, 0.04);
}

.hero-grid {
    position: relative;
    z-index: 1;
    display: grid;
    grid-template-columns: minmax(0, 1.12fr) minmax(370px, 0.78fr);
    align-items: start;
    gap: 72px;
}

.eyebrow,
.section-label,
.card-kicker {
    color: var(--forest);
    font-size: 11px;
    font-weight: 900;
    letter-spacing: 0.15em;
    text-transform: uppercase;
}

.eyebrow {
    display: flex;
    align-items: center;
    gap: 9px;
    margin-bottom: 20px;
}

.eyebrow span {
    width: 28px;
    height: 2px;
    background: var(--forest);
}

.hero .eyebrow {
    color: #f2c156;
}

.hero .eyebrow span {
    background: #f2c156;
}

.hero h1 {
    max-width: 700px;
    margin: 0;
    font-family: Georgia, "Times New Roman", serif;
    font-size: clamp(46px, 5.4vw, 76px);
    font-weight: 500;
    letter-spacing: -0.055em;
    line-height: 0.99;
}

.hero h1 em {
    color: #f0b72e;
    font-weight: 500;
}

.hero-lead {
    max-width: 660px;
    margin: 28px 0 28px;
    color: rgba(255, 255, 255, 0.75);
    font-size: 18px;
    line-height: 1.7;
}

.hero-checks {
    display: grid;
    gap: 10px;
    max-width: 680px;
    margin: -4px 0 28px;
    padding: 0;
    list-style: none;
}

.hero-checks li {
    position: relative;
    padding-left: 24px;
    color: rgba(255, 255, 255, 0.82);
    font-size: 12px;
}

.hero-checks li::before {
    position: absolute;
    left: 0;
    color: #f2c156;
    font-weight: 900;
    content: "\2713";
}

.hero-actions {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 12px;
    margin: 0 0 28px;
}

.hero-actions a {
    display: inline-flex;
    min-height: 46px;
    align-items: center;
    justify-content: center;
    gap: 9px;
    padding: 0 17px;
    border-radius: 10px;
    font-size: 12px;
    font-weight: 900;
    text-decoration: none;
    transition: transform 0.2s, background 0.2s, border-color 0.2s;
}

.hero-actions a:hover {
    transform: translateY(-2px);
}

.hero-whatsapp {
    color: #fff;
    background: #158a50;
    box-shadow: 0 10px 25px rgba(4, 24, 16, 0.25);
}

.hero-whatsapp:hover {
    background: #107343;
}

.hero-call {
    border: 1px solid rgba(255, 255, 255, 0.42);
    color: #fff;
    background: rgba(255, 255, 255, 0.06);
}

.hero-call:hover {
    border-color: #f2c156;
    color: #f2c156;
}

.mini-wa {
    display: grid;
    width: 25px;
    height: 25px;
    place-items: center;
    border-radius: 50%;
    color: #158a50;
    background: #fff;
    font-size: 8px;
}

.hero-points {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    max-width: 680px;
    margin-bottom: 34px;
    border-block: 1px solid rgba(255, 255, 255, 0.18);
}

.hero-points div {
    padding: 17px 16px 17px 0;
}

.hero-points div + div {
    padding-left: 18px;
    border-left: 1px solid rgba(255, 255, 255, 0.18);
}

.hero-points strong,
.hero-points span {
    display: block;
}

.hero-points strong {
    color: #fff;
    font-size: 15px;
}

.hero-points span {
    margin-top: 3px;
    color: rgba(255, 255, 255, 0.58);
    font-size: 11px;
}

.hero-image-wrap {
    display: none;
}

.hero-image-wrap > img {
    width: 100%;
    height: 265px;
    object-fit: cover;
    object-position: 64% center;
}

.image-note {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    padding: 18px 20px;
    color: #fff;
    background: var(--forest-dark);
}

.image-note p {
    margin: 0;
    font-size: 12px;
    line-height: 1.6;
}

.note-icon {
    display: grid;
    width: 22px;
    height: 22px;
    flex: 0 0 22px;
    place-items: center;
    border: 1px solid rgba(255, 255, 255, 0.5);
    border-radius: 50%;
    font-family: Georgia, serif;
    font-style: italic;
}

.lead-card {
    position: sticky;
    top: 24px;
    padding: 34px;
    border: 1px solid rgba(255, 255, 255, 0.34);
    border-radius: 26px;
    color: var(--ink);
    background: rgba(255, 255, 255, 0.97);
    box-shadow: var(--shadow);
}

.lead-card h2 {
    margin: 9px 0 8px;
    font-family: Georgia, "Times New Roman", serif;
    font-size: 32px;
    font-weight: 500;
    letter-spacing: -0.035em;
    line-height: 1.08;
}

.card-intro {
    margin: 0 0 24px;
    color: #65736e;
    font-size: 13px;
}

.field {
    margin-bottom: 15px;
}

.field-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 12px;
}

.field label,
.range-label label {
    display: block;
    margin-bottom: 6px;
    color: var(--ink);
    font-size: 12px;
    font-weight: 800;
}

.field input[type="text"],
.field input[type="tel"],
.field select {
    width: 100%;
    height: 48px;
    padding: 0 13px;
    border: 1px solid #cfd6cd;
    border-radius: 11px;
    outline: none;
    color: var(--ink);
    background: #fff;
    font-size: 14px;
    transition: border-color 0.2s, box-shadow 0.2s;
}

.field input:focus,
.field select:focus {
    border-color: var(--forest);
    box-shadow: 0 0 0 3px rgba(15, 74, 56, 0.1);
}

.phone-field {
    display: flex;
    overflow: hidden;
    border: 1px solid #cfd6cd;
    border-radius: 11px;
    background: #fff;
}

.phone-field:focus-within {
    border-color: var(--forest);
    box-shadow: 0 0 0 3px rgba(15, 74, 56, 0.1);
}

.phone-field span {
    display: grid;
    padding: 0 11px;
    place-items: center;
    border-right: 1px solid #dfe3dc;
    color: #61706a;
    background: #f4f6f1;
    font-size: 13px;
    font-weight: 700;
}

.phone-field input[type="tel"] {
    border: 0;
    box-shadow: none;
}

.field-hint {
    display: block;
    margin-top: 6px;
    color: #74817b;
    font-size: 10px;
    line-height: 1.4;
}

.range-field {
    margin-top: 4px;
}

.range-label,
.range-limits {
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.range-label output {
    color: var(--forest);
    font-size: 15px;
    font-weight: 900;
}

input[type="range"] {
    width: 100%;
    height: 6px;
    margin: 8px 0;
    accent-color: var(--forest);
    cursor: pointer;
}

.range-limits {
    color: #7a8782;
    font-size: 10px;
}

.consent {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    margin: 18px 0;
    color: #596963;
    font-size: 10.5px;
    line-height: 1.55;
}

.consent input {
    width: 16px;
    height: 16px;
    flex: 0 0 16px;
    margin-top: 2px;
    accent-color: var(--forest);
}

.consent a {
    color: var(--forest);
    font-weight: 800;
}

.primary-button,
.secondary-button,
.light-button {
    display: inline-flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
    border: 0;
    text-decoration: none;
    cursor: pointer;
    transition: transform 0.2s, background 0.2s, box-shadow 0.2s;
}

.primary-button {
    width: 100%;
    min-height: 54px;
    padding: 0 20px;
    border-radius: 12px;
    color: #071d38;
    background: #edb734;
    font-size: 14px;
    font-weight: 850;
    box-shadow: 0 10px 25px rgba(217, 163, 35, 0.28);
}

.primary-button:hover:not(:disabled) {
    transform: translateY(-2px);
    background: #f5c653;
}

.primary-button:disabled {
    cursor: not-allowed;
    opacity: 0.55;
}

.primary-button.loading {
    pointer-events: none;
    opacity: 0.68;
}

.micro-disclosure {
    margin-top: 16px;
    padding-top: 16px;
    border-top: 1px solid #e1e4de;
    color: #75817c;
    font-size: 10px;
    line-height: 1.55;
}

.form-assurances {
    display: flex;
    flex-wrap: wrap;
    gap: 7px;
    margin-top: 15px;
}

.form-assurances span {
    padding: 6px 8px;
    border: 1px solid #dce4de;
    border-radius: 99px;
    color: #586960;
    background: #f7faf7;
    font-size: 9px;
    font-weight: 750;
}

.hp-field {
    position: absolute !important;
    left: -9999px !important;
    width: 1px !important;
    height: 1px !important;
    opacity: 0 !important;
}

.form-status {
    display: none;
    margin-top: 12px;
    padding: 12px;
    border-radius: 10px;
    font-size: 12px;
    line-height: 1.5;
}

.form-status.error,
.form-status.success {
    display: block;
}

.form-status.error {
    color: #7b201c;
    background: #fae7e5;
}

.form-status.success {
    color: #123e30;
    background: var(--mint-soft);
}

.form-status a {
    font-weight: 900;
}

.status-whatsapp {
    display: inline-block;
    margin-top: 8px;
    padding: 9px 12px;
    border-radius: 8px;
    color: #fff;
    background: #167b50;
    text-decoration: none;
}

.field.has-error input,
.field.has-error select,
.consent.has-error {
    outline: 2px solid rgba(164, 50, 45, 0.35);
    outline-offset: 2px;
}

.trust-strip {
    color: #fff;
    background: var(--forest-dark);
}

.services-section {
    background: #f4f7fb;
}

.service-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 18px;
}

.service-card {
    overflow: hidden;
    border: 1px solid var(--line);
    border-radius: 18px;
    background: #fff;
    box-shadow: 0 16px 40px rgba(10, 43, 82, 0.08);
    transition: transform 0.2s, box-shadow 0.2s;
}

.service-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 22px 46px rgba(10, 43, 82, 0.13);
}

.service-card img {
    width: 100%;
    height: 150px;
    object-fit: cover;
}

.service-card > div {
    padding: 24px;
}

.service-card span {
    color: #a77400;
    font-size: 9px;
    font-weight: 900;
    letter-spacing: 0.13em;
    text-transform: uppercase;
}

.service-card h3 {
    margin: 8px 0 10px;
    font-family: Georgia, serif;
    font-size: 24px;
    font-weight: 500;
    letter-spacing: -0.035em;
}

.service-card p {
    min-height: 78px;
    margin: 0 0 20px;
    color: #65758a;
    font-size: 12px;
}

.service-card a {
    display: flex;
    align-items: center;
    justify-content: space-between;
    color: var(--forest);
    font-size: 12px;
    font-weight: 900;
    text-decoration: none;
}

.calculator-section {
    color: #fff;
    background: linear-gradient(135deg, #081f3b, #123f73);
}

.calculator-grid {
    display: grid;
    grid-template-columns: 0.8fr 1.2fr;
    align-items: center;
    gap: 80px;
}

.calculator-copy h2 {
    margin: 10px 0 20px;
    font-family: Georgia, serif;
    font-size: clamp(38px, 4vw, 54px);
    font-weight: 500;
    letter-spacing: -0.045em;
    line-height: 1.06;
}

.calculator-copy > p {
    color: rgba(255, 255, 255, 0.68);
    font-size: 14px;
}

.calculator-note {
    display: grid;
    gap: 4px;
    margin-top: 30px;
    padding: 18px;
    border-left: 3px solid #e8b33a;
    background: rgba(255, 255, 255, 0.06);
}

.calculator-note strong {
    color: #f2c156;
    font-size: 12px;
}

.calculator-note span {
    color: rgba(255, 255, 255, 0.65);
    font-size: 11px;
}

.calculator-card {
    padding: 36px;
    border: 1px solid rgba(255, 255, 255, 0.2);
    border-radius: 22px;
    color: var(--ink);
    background: #fff;
    box-shadow: 0 25px 60px rgba(0, 0, 0, 0.2);
}

.calc-field + .calc-field {
    margin-top: 24px;
}

.calc-field > div,
.calc-field > p {
    display: flex;
    justify-content: space-between;
    gap: 20px;
}

.calc-field label {
    font-size: 12px;
    font-weight: 900;
}

.calc-field output {
    color: var(--forest);
    font-size: 15px;
    font-weight: 900;
}

.calc-field > p {
    margin: 0;
    color: #8290a0;
    font-size: 9px;
}

.calc-results {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 12px;
    margin-top: 28px;
}

.calc-results div {
    padding: 18px;
    border-radius: 12px;
    background: #eef3f9;
}

.calc-results span,
.calc-results strong {
    display: block;
}

.calc-results span {
    color: #6a798b;
    font-size: 9px;
    font-weight: 800;
    text-transform: uppercase;
}

.calc-results strong {
    margin-top: 5px;
    color: var(--forest);
    font-family: Georgia, serif;
    font-size: 24px;
}

.calc-disclaimer {
    margin: 15px 0;
    color: #728092;
    font-size: 9.5px;
}

.calc-button {
    width: 100%;
    background: #edb734;
}

.repayment-table-wrap {
    margin-top: 92px;
}

.repayment-heading {
    margin-bottom: 30px;
    text-align: center;
}

.repayment-heading .section-label {
    color: #f2c156;
}

.repayment-heading h2 {
    margin: 8px 0 10px;
    font-family: Georgia, serif;
    font-size: clamp(34px, 4vw, 48px);
    font-weight: 500;
    letter-spacing: -0.04em;
}

.repayment-heading h2 em {
    color: #f0b72e;
    font-weight: 500;
}

.repayment-heading p {
    max-width: 650px;
    margin: 0 auto;
    color: rgba(255, 255, 255, 0.68);
    font-size: 13px;
}

.repayment-panel {
    max-width: 900px;
    margin: 0 auto;
    overflow: hidden;
    border: 1px solid rgba(255, 255, 255, 0.18);
    border-radius: 20px;
    background: #fff;
    box-shadow: 0 24px 60px rgba(0, 0, 0, 0.22);
}

.repayment-rate {
    display: grid;
    min-height: 160px;
    place-content: center;
    padding: 28px;
    text-align: center;
    background: #163b70;
}

.repayment-rate strong {
    color: #fff;
    font-size: 50px;
    letter-spacing: -0.05em;
    line-height: 1;
}

.repayment-rate small {
    margin-left: 4px;
    font-size: 13px;
    letter-spacing: 0;
}

.repayment-rate span {
    margin-top: 12px;
    color: rgba(255, 255, 255, 0.67);
    font-size: 11px;
}

.repayment-scroll {
    overflow-x: auto;
    background: #fff;
    scrollbar-color: #d99e18 #eef2f7;
    scrollbar-width: thin;
}

.repayment-table {
    width: 100%;
    min-width: 720px;
    border-collapse: collapse;
    color: #152b49;
    font-size: 12px;
}

.repayment-table th,
.repayment-table td {
    padding: 17px 18px;
    border-bottom: 1px solid #e2e8f0;
    text-align: center;
    white-space: nowrap;
}

.repayment-table thead th {
    border-bottom: 0;
    color: #fff;
    background: #eca91a;
    font-size: 10px;
    font-weight: 900;
    letter-spacing: 0.03em;
    text-transform: uppercase;
}

.repayment-table thead th:first-child,
.repayment-table tbody th {
    text-align: left;
}

.repayment-table tbody th {
    color: #163b70;
    font-size: 13px;
    font-weight: 900;
}

.repayment-table tbody tr:nth-child(even) {
    background: #f8fafc;
}

.representative-example {
    padding: 18px 24px;
    border-top: 1px solid #dce4ee;
    color: #4e6077;
    background: #f4f7fb;
    font-size: 11px;
    line-height: 1.65;
}

.representative-example strong {
    color: #163b70;
}

.repayment-disclaimer {
    margin: 0;
    padding: 18px 24px;
    border-top: 3px solid #eca91a;
    color: #e8b33a;
    background: #081f3b;
    font-size: 10px;
    line-height: 1.65;
}

.sr-only {
    position: absolute;
    width: 1px;
    height: 1px;
    padding: 0;
    overflow: hidden;
    clip: rect(0, 0, 0, 0);
    white-space: nowrap;
    border: 0;
}

.trust-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
}

.trust-grid > div {
    display: flex;
    min-height: 114px;
    align-items: center;
    gap: 13px;
    padding: 20px;
    border-right: 1px solid rgba(255, 255, 255, 0.14);
}

.trust-grid > div:first-child {
    border-left: 1px solid rgba(255, 255, 255, 0.14);
}

.trust-icon {
    color: var(--mint);
    font-family: Georgia, serif;
    font-size: 22px;
    font-style: italic;
}

.trust-grid p,
.trust-grid strong {
    display: block;
}

.trust-grid p {
    margin: 0;
    color: rgba(255, 255, 255, 0.64);
    font-size: 11px;
}

.trust-grid strong {
    margin-bottom: 2px;
    color: #fff;
    font-size: 13px;
}

.section {
    padding: 100px 0;
}

.section-heading {
    display: flex;
    align-items: end;
    justify-content: space-between;
    gap: 60px;
    margin-bottom: 46px;
}

.section-heading h2,
.document-card h2,
.final-cta h2 {
    margin: 9px 0 0;
    font-family: Georgia, "Times New Roman", serif;
    font-size: clamp(34px, 4vw, 52px);
    font-weight: 500;
    letter-spacing: -0.045em;
    line-height: 1.08;
}

.section-heading > p {
    max-width: 430px;
    margin: 0;
    color: #69766f;
    font-size: 14px;
}

.disclosure-section {
    background: var(--paper);
}

.disclosure-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    border: 1px solid var(--line);
    border-radius: var(--radius);
    overflow: hidden;
}

.disclosure-grid article {
    min-height: 205px;
    padding: 28px;
    background: #fff;
}

.disclosure-grid article + article {
    border-left: 1px solid var(--line);
}

.disclosure-grid span,
.disclosure-grid strong {
    display: block;
}

.disclosure-grid span {
    margin-bottom: 23px;
    color: #718079;
    font-size: 10px;
    font-weight: 900;
    letter-spacing: 0.12em;
    text-transform: uppercase;
}

.disclosure-grid strong {
    min-height: 52px;
    color: var(--forest);
    font-family: Georgia, serif;
    font-size: 22px;
    line-height: 1.12;
}

.disclosure-grid p {
    margin: 15px 0 0;
    color: #6b7872;
    font-size: 12px;
}

.legal-panel {
    display: grid;
    grid-template-columns: 0.72fr 1.5fr;
    gap: 45px;
    margin-top: 22px;
    padding: 32px;
    border: 1px solid rgba(15, 74, 56, 0.17);
    border-radius: var(--radius);
    background: var(--mint-soft);
}

.legal-title span,
.legal-title strong {
    display: block;
}

.legal-title span {
    margin-bottom: 8px;
    color: var(--forest);
    font-size: 10px;
    font-weight: 900;
    letter-spacing: 0.12em;
    text-transform: uppercase;
}

.legal-title strong {
    font-family: Georgia, serif;
    font-size: 25px;
    line-height: 1.2;
}

.legal-panel dl {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 18px 24px;
    margin: 0;
}

.legal-panel dl div {
    min-width: 0;
}

.legal-panel dt {
    margin-bottom: 3px;
    color: #617068;
    font-size: 10px;
    font-weight: 800;
    text-transform: uppercase;
}

.legal-panel dd {
    margin: 0;
    font-size: 13px;
    font-weight: 750;
}

.legal-panel dd.missing {
    color: var(--danger);
}

.company-proof {
    display: grid;
    grid-template-columns: minmax(0, 1.1fr) minmax(320px, 0.9fr);
    gap: 0;
    margin: 22px 0 0;
    overflow: hidden;
    border: 1px solid var(--line);
    border-radius: var(--radius);
    background: #fff;
    box-shadow: 0 18px 48px rgba(6, 39, 70, 0.08);
}

.company-proof-section {
    padding: 46px 0 54px;
    background: #f7f9fc;
}

.company-proof-section .company-proof {
    margin-top: 0;
}

.company-proof-link {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    align-self: flex-start;
    margin-top: 24px;
    color: var(--forest);
    font-size: 13px;
    font-weight: 850;
    text-decoration: none;
}

.company-proof-link:hover {
    text-decoration: underline;
    text-underline-offset: 4px;
}

.company-proof-photo {
    position: relative;
    min-height: 360px;
    background: #10233a;
}

.company-proof-photo img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center 38%;
}

.company-proof-badge {
    position: absolute;
    left: 20px;
    bottom: 20px;
    padding: 9px 13px;
    border: 1px solid rgba(255, 255, 255, 0.4);
    border-radius: 999px;
    color: #fff;
    background: rgba(5, 30, 55, 0.82);
    backdrop-filter: blur(8px);
    font-size: 11px;
    font-weight: 850;
    letter-spacing: 0.05em;
}

.company-proof figcaption {
    display: flex;
    flex-direction: column;
    justify-content: center;
    padding: clamp(28px, 4vw, 52px);
}

.company-proof h3 {
    margin: 12px 0 16px;
    color: var(--ink);
    font-family: Georgia, "Times New Roman", serif;
    font-size: clamp(27px, 3vw, 39px);
    font-weight: 500;
    letter-spacing: -0.035em;
    line-height: 1.1;
}

.company-proof p {
    margin: 0;
    color: #617068;
    font-size: 14px;
    line-height: 1.7;
}

.company-proof-facts {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 18px;
    margin-top: 25px;
    padding-top: 22px;
    border-top: 1px solid var(--line);
}

.company-proof-facts span,
.company-proof-facts strong {
    display: block;
}

.proof-phone {
    color: var(--forest);
    text-decoration-thickness: 1px;
    text-underline-offset: 3px;
}

.company-page {
    min-height: 70vh;
    padding: 64px 0 86px;
    background: var(--paper);
}

.company-page-hero {
    display: grid;
    grid-template-columns: minmax(0, 0.85fr) minmax(0, 1.15fr);
    gap: 48px;
    align-items: center;
}

.company-page h1 {
    margin: 12px 0 18px;
    color: var(--ink);
    font-family: Georgia, "Times New Roman", serif;
    font-size: clamp(40px, 5vw, 66px);
    font-weight: 500;
    letter-spacing: -0.045em;
    line-height: 1.02;
}

.company-page-lead {
    color: #617068;
    font-size: 16px;
    line-height: 1.75;
}

.company-contact-card {
    margin-top: 28px;
    padding: 24px;
    border: 1px solid var(--line);
    border-radius: var(--radius);
    background: #fff;
}

.company-contact-card dl {
    display: grid;
    gap: 16px;
    margin: 0;
}

.company-contact-card dt {
    color: #728079;
    font-size: 10px;
    font-weight: 850;
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

.company-contact-card dd {
    margin: 4px 0 0;
    color: var(--ink);
    font-size: 15px;
    font-weight: 750;
}

.company-contact-card a {
    color: var(--forest);
}

.company-page-photo {
    overflow: hidden;
    border-radius: var(--radius);
    background: #10233a;
    box-shadow: 0 24px 60px rgba(6, 39, 70, 0.18);
}

.company-page-photo img {
    display: block;
    width: 100%;
    height: auto;
}

.company-proof-facts span {
    color: var(--ink);
    font-size: 12px;
    font-weight: 750;
}

.company-proof-facts strong {
    margin-bottom: 4px;
    color: #728079;
    font-size: 9px;
    letter-spacing: 0.09em;
    text-transform: uppercase;
}

@media (max-width: 800px) {
    .company-proof {
        grid-template-columns: 1fr;
    }

    .company-proof-photo {
        min-height: 260px;
    }

    .company-proof figcaption {
        padding: 28px 22px 30px;
    }

    .company-page-hero {
        grid-template-columns: 1fr;
        gap: 30px;
    }
}

@media (max-width: 480px) {
    .company-proof-photo {
        min-height: 220px;
    }

    .company-proof-facts {
        grid-template-columns: 1fr;
        gap: 12px;
    }
}

.process-section {
    color: #fff;
    background: var(--ink);
}

.process-grid {
    display: grid;
    grid-template-columns: 0.8fr 1.2fr;
    gap: 90px;
}

.vertical-heading {
    display: block;
    margin: 0;
}

.vertical-heading .section-label {
    color: var(--mint);
}

.vertical-heading > p {
    max-width: 480px;
    margin: 22px 0 0;
    color: rgba(255, 255, 255, 0.63);
    font-size: 14px;
}

.secondary-button {
    margin-top: 30px;
    padding: 14px 18px;
    border: 1px solid rgba(255, 255, 255, 0.35);
    border-radius: 10px;
    color: #fff;
    font-size: 12px;
    font-weight: 800;
}

.secondary-button:hover {
    border-color: var(--mint);
    color: var(--mint);
}

.steps {
    margin: 0;
    padding: 0;
    list-style: none;
}

.steps li {
    display: grid;
    grid-template-columns: 64px 1fr;
    gap: 24px;
    padding: 30px 0;
    border-top: 1px solid rgba(255, 255, 255, 0.17);
}

.steps li:last-child {
    border-bottom: 1px solid rgba(255, 255, 255, 0.17);
}

.steps > li > span {
    color: var(--mint);
    font-family: Georgia, serif;
    font-size: 25px;
    font-style: italic;
}

.steps h3 {
    margin: 0 0 7px;
    font-family: Georgia, serif;
    font-size: 24px;
    font-weight: 500;
}

.steps p {
    margin: 0;
    color: rgba(255, 255, 255, 0.6);
    font-size: 13px;
}

.document-section {
    background: var(--cream);
}

.document-grid {
    display: grid;
    grid-template-columns: 1fr 0.78fr;
    gap: 28px;
}

.document-card,
.quote-card {
    border-radius: var(--radius);
}

.document-card {
    padding: 50px;
    background: #fff;
}

.document-card h2 {
    max-width: 680px;
    font-size: 42px;
}

.check-list {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 12px;
    margin: 35px 0 27px;
    padding: 0;
    list-style: none;
}

.check-list li {
    position: relative;
    padding: 15px 16px 15px 42px;
    border: 1px solid var(--line);
    border-radius: 11px;
    font-size: 13px;
    font-weight: 700;
}

.check-list li::before {
    position: absolute;
    top: 50%;
    left: 16px;
    width: 16px;
    height: 16px;
    border-radius: 50%;
    background: var(--mint);
    box-shadow: inset 0 0 0 5px var(--forest);
    content: "";
    transform: translateY(-50%);
}

.document-note {
    margin: 0;
    padding-left: 15px;
    border-left: 3px solid var(--mint);
    color: #63716a;
    font-size: 12px;
}

.quote-card {
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    padding: 50px;
    color: #fff;
    background: var(--forest);
}

.quote-mark {
    color: var(--mint);
    font-family: Georgia, serif;
    font-size: 80px;
    line-height: 0.7;
}

.quote-card blockquote {
    margin: 30px 0;
    font-family: Georgia, serif;
    font-size: 28px;
    line-height: 1.25;
}

.quote-card p {
    margin: 0;
    color: rgba(255, 255, 255, 0.63);
    font-size: 12px;
}

.faq-section {
    background: var(--paper);
}

.faq-grid {
    display: grid;
    grid-template-columns: 0.7fr 1.3fr;
    gap: 90px;
}

.faq-section .vertical-heading .section-label {
    color: var(--forest);
}

.faq-section .vertical-heading > p {
    color: #68766f;
}

.faq-list {
    border-top: 1px solid var(--line);
}

.faq-list details {
    border-bottom: 1px solid var(--line);
}

.faq-list summary {
    display: flex;
    min-height: 75px;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
    cursor: pointer;
    font-family: Georgia, serif;
    font-size: 19px;
    font-weight: 600;
    list-style: none;
}

.faq-list summary::-webkit-details-marker {
    display: none;
}

.faq-list summary span {
    color: var(--forest);
    font-family: Arial, sans-serif;
    font-size: 22px;
    font-weight: 400;
    transition: transform 0.2s;
}

.faq-list details[open] summary span {
    transform: rotate(45deg);
}

.faq-list details p {
    max-width: 680px;
    margin: -4px 45px 24px 0;
    color: #66736d;
    font-size: 13px;
}

.final-cta {
    padding: 62px 0;
    color: #fff;
    background: var(--forest);
}

.final-cta-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 50px;
}

.section-label.light {
    color: var(--mint);
}

.final-cta h2 {
    max-width: 700px;
    font-size: 42px;
}

.light-button {
    min-width: 210px;
    padding: 16px 20px;
    border-radius: 10px;
    color: var(--ink);
    background: var(--mint);
    font-size: 13px;
    font-weight: 900;
}

.light-button:hover {
    transform: translateY(-2px);
    background: #d8ff91;
}

.site-footer {
    padding: 60px 0 28px;
    color: rgba(255, 255, 255, 0.68);
    background: #071c16;
}

.footer-grid {
    display: grid;
    grid-template-columns: 1.25fr 1fr 1fr 0.6fr;
    gap: 40px;
}

.footer-brand {
    margin-bottom: 18px;
    color: #fff;
}

.footer-grid h3 {
    margin: 0 0 14px;
    color: #fff;
    font-size: 11px;
    letter-spacing: 0.1em;
    text-transform: uppercase;
}

.footer-grid p {
    margin: 0;
    font-size: 12px;
    line-height: 1.8;
}

.footer-grid a {
    text-underline-offset: 3px;
}

.footer-bottom {
    display: flex;
    justify-content: space-between;
    gap: 30px;
    margin-top: 50px;
    padding-top: 23px;
    border-top: 1px solid rgba(255, 255, 255, 0.12);
    font-size: 10px;
}

.footer-bottom p {
    margin: 0;
}

.mobile-cta {
    display: none;
}

.whatsapp-float {
    position: fixed;
    right: 22px;
    bottom: 22px;
    z-index: 60;
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 9px 17px 9px 9px;
    border: 1px solid rgba(255, 255, 255, 0.3);
    border-radius: 999px;
    color: #fff;
    background: linear-gradient(135deg, #20b86a, #128c4d);
    box-shadow: 0 16px 38px rgba(9, 86, 51, 0.36), inset 0 1px 0 rgba(255, 255, 255, 0.22);
    font-size: 12.5px;
    text-decoration: none;
    transition: transform 0.2s, background 0.2s;
}

.whatsapp-float:hover {
    transform: translateY(-3px) scale(1.02);
    background: linear-gradient(135deg, #24c774, #0f7d43);
}

.whatsapp-icon {
    position: relative;
    display: grid;
    width: 38px;
    height: 38px;
    place-items: center;
    border-radius: 50%;
    color: #fff;
    background: rgba(255, 255, 255, 0.15);
}

.whatsapp-icon::before {
    position: absolute;
    inset: -5px;
    border: 1px solid rgba(255, 255, 255, 0.42);
    border-radius: 50%;
    content: "";
    animation: whatsappPulse 2.2s ease-out infinite;
}

.whatsapp-icon svg {
    width: 25px;
    height: 25px;
}

.whatsapp-float strong {
    letter-spacing: 0.01em;
}

.cookie-banner {
    position: fixed;
    right: 20px;
    bottom: 92px;
    left: 20px;
    z-index: 100;
    display: flex;
    width: min(calc(100% - 40px), 850px);
    margin: 0 auto;
    align-items: center;
    justify-content: space-between;
    gap: 25px;
    padding: 18px 20px;
    border: 1px solid rgba(255, 255, 255, 0.14);
    border-radius: 15px;
    color: #fff;
    background: rgba(7, 29, 56, 0.97);
    box-shadow: 0 20px 55px rgba(3, 16, 32, 0.34);
    backdrop-filter: blur(15px);
}

.cookie-banner[hidden] {
    display: none;
}

.cookie-banner strong {
    font-size: 13px;
}

.cookie-banner p {
    margin: 3px 0 0;
    color: rgba(255, 255, 255, 0.68);
    font-size: 10px;
    line-height: 1.5;
}

.cookie-actions {
    display: flex;
    flex: 0 0 auto;
    gap: 8px;
}

.cookie-actions button {
    padding: 10px 12px;
    border: 1px solid rgba(255, 255, 255, 0.28);
    border-radius: 8px;
    color: #fff;
    background: transparent;
    cursor: pointer;
    font-size: 10px;
    font-weight: 800;
}

.cookie-actions .accept {
    border-color: #e8b33a;
    color: #071d38;
    background: #e8b33a;
}

@keyframes whatsappPulse {
    0% { opacity: 0.72; transform: scale(0.84); }
    75%, 100% { opacity: 0; transform: scale(1.35); }
}

.policy-page {
    min-height: 100vh;
    background: var(--cream);
}

.policy-shell {
    width: min(calc(100% - 40px), 820px);
    margin: 60px auto;
    padding: 50px;
    border-radius: var(--radius);
    background: #fff;
    box-shadow: var(--shadow);
}

.policy-shell h1 {
    margin: 20px 0 28px;
    font-family: Georgia, serif;
    font-size: 44px;
    font-weight: 500;
    letter-spacing: -0.04em;
}

.policy-shell h2 {
    margin: 32px 0 10px;
    color: var(--forest);
    font-size: 18px;
}

.policy-shell p,
.policy-shell li {
    color: #53645d;
    font-size: 14px;
}

.policy-shell .back-link {
    color: var(--forest);
    font-weight: 800;
}

@media (max-width: 980px) {
    .hero-grid {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .hero-copy {
        display: contents;
    }

    .hero-copy > :not(.hero-image-wrap) {
        grid-column: 1;
    }

    .hero-image-wrap {
        display: none;
    }

    .lead-card {
        position: static;
        max-width: 650px;
    }

    .trust-grid,
    .disclosure-grid {
        grid-template-columns: 1fr 1fr;
    }

    .trust-grid > div:nth-child(3) {
        border-left: 1px solid rgba(255, 255, 255, 0.14);
    }

    .disclosure-grid article:nth-child(3) {
        border-left: 0;
        border-top: 1px solid var(--line);
    }

    .disclosure-grid article:nth-child(4) {
        border-top: 1px solid var(--line);
    }

    .process-grid,
    .faq-grid {
        gap: 50px;
    }

    .document-grid {
        grid-template-columns: 1fr;
    }

    .quote-card {
        min-height: 420px;
    }

    .footer-grid {
        grid-template-columns: 1fr 1fr;
    }

    .service-grid {
        grid-template-columns: 1fr 1fr;
    }

    .calculator-grid {
        grid-template-columns: 1fr;
        gap: 42px;
    }
}

@media (max-width: 720px) {
    .container {
        width: min(calc(100% - 28px), var(--container));
    }

    .preview-bar {
        font-size: 10px;
        line-height: 1.4;
    }

    .compliance-strip {
        display: none;
    }

    .header-inner {
        min-height: 67px;
    }

    .header-actions .license-chip {
        display: none;
    }

    .header-actions .company-link {
        display: none;
    }

    .header-actions {
        gap: 8px;
    }

    .header-phone {
        min-width: 0;
        padding: 8px 10px;
    }

    .header-phone span {
        display: none;
    }

    .header-phone strong {
        font-size: 12px;
    }

    .text-link {
        font-size: 12px;
    }

    .hero {
        padding: 48px 0 55px;
    }

    .hero h1 {
        font-size: 45px;
    }

    .hero-lead {
        margin-top: 22px;
        font-size: 16px;
    }

    .hero-points {
        grid-template-columns: 1fr;
    }

    .hero-points div {
        padding: 13px 0;
    }

    .hero-points div + div {
        padding-left: 0;
        border-top: 1px solid rgba(255, 255, 255, 0.18);
        border-left: 0;
    }

    .hero-checks li {
        font-size: 11px;
    }

    .hero-actions {
        display: grid;
        grid-template-columns: 1fr;
    }

    .hero-actions a {
        width: 100%;
    }

    .lead-card {
        padding: 25px 20px;
        border-radius: 20px;
    }

    .field-row {
        grid-template-columns: 1fr;
        gap: 0;
    }

    .trust-grid,
    .disclosure-grid,
    .legal-panel,
    .process-grid,
    .faq-grid,
    .footer-grid {
        grid-template-columns: 1fr;
    }

    .trust-grid > div {
        min-height: 86px;
        border-left: 1px solid rgba(255, 255, 255, 0.14);
    }

    .disclosure-grid article,
    .disclosure-grid article:nth-child(3) {
        min-height: 0;
        border-top: 1px solid var(--line);
        border-left: 0;
    }

    .disclosure-grid article:first-child {
        border-top: 0;
    }

    .section {
        padding: 72px 0;
    }

    .section-heading {
        display: block;
        margin-bottom: 30px;
    }

    .section-heading > p {
        margin-top: 18px;
    }

    .legal-panel {
        gap: 25px;
        padding: 24px 20px;
    }

    .legal-panel dl {
        grid-template-columns: 1fr;
    }

    .process-grid,
    .faq-grid {
        gap: 45px;
    }

    .document-card,
    .quote-card {
        padding: 32px 24px;
    }

    .document-card h2,
    .final-cta h2 {
        font-size: 34px;
    }

    .check-list {
        grid-template-columns: 1fr;
    }

    .quote-card {
        min-height: 380px;
    }

    .quote-card blockquote {
        font-size: 24px;
    }

    .final-cta-inner {
        display: block;
    }

    .light-button {
        width: 100%;
        margin-top: 28px;
    }

    .footer-bottom {
        display: block;
        padding-bottom: 62px;
    }

    .footer-bottom p + p {
        margin-top: 8px;
    }

    .service-grid,
    .calc-results {
        grid-template-columns: 1fr;
    }

    .service-card p {
        min-height: 0;
    }

    .calculator-card {
        padding: 25px 20px;
    }

    .repayment-table-wrap {
        margin-top: 65px;
    }

    .repayment-rate {
        min-height: 135px;
        padding: 22px 16px;
    }

    .repayment-rate strong {
        font-size: 42px;
    }

    .repayment-rate span {
        font-size: 9.5px;
    }

    .repayment-table th,
    .repayment-table td {
        padding: 14px 15px;
    }

    .representative-example,
    .repayment-disclaimer {
        padding: 16px 18px;
    }

    .mobile-cta {
        position: fixed;
        right: 14px;
        bottom: 14px;
        left: 14px;
        z-index: 50;
        display: flex;
        min-height: 50px;
        align-items: center;
        justify-content: space-between;
        padding: 0 18px;
        border-radius: 12px;
        color: var(--ink);
        background: var(--mint);
        box-shadow: 0 13px 32px rgba(7, 28, 22, 0.28);
        font-size: 13px;
        font-weight: 900;
        text-decoration: none;
    }

    .whatsapp-float {
        right: 18px;
        bottom: 78px;
        padding: 7px;
    }

    .whatsapp-float strong {
        display: none;
    }

    .cookie-banner {
        bottom: 78px;
        display: block;
        padding: 16px;
    }

    .cookie-actions {
        display: grid;
        grid-template-columns: 1fr;
        margin-top: 12px;
    }

    .cookie-actions button {
        width: 100%;
    }

    .policy-shell {
        margin: 30px auto;
        padding: 28px 22px;
    }

    .policy-shell h1 {
        font-size: 36px;
    }
}

@media (prefers-reduced-motion: reduce) {
    *,
    *::before,
    *::after {
        scroll-behavior: auto !important;
        transition-duration: 0.01ms !important;
    }

    .whatsapp-icon::before {
        animation: none !important;
    }
}

/* Visual polish: cleaner hierarchy, consistent cards and faster mobile rendering. */
:root {
    --ink: #0a2547;
    --ink-soft: #5d6f84;
    --forest: #15558f;
    --forest-dark: #082b52;
    --mint: #f2b72c;
    --mint-soft: #fff7df;
    --cream: #f5f7fb;
    --paper: #ffffff;
    --line: #dbe4ee;
    --shadow: 0 22px 55px rgba(8, 43, 82, 0.14);
    --radius: 24px;
}

body {
    overflow-x: hidden;
    background: #f8fafc;
}

::selection {
    color: #071d38;
    background: #f5ca61;
}

a,
button,
input,
select,
summary {
    -webkit-tap-highlight-color: transparent;
}

:focus-visible {
    outline: 3px solid rgba(242, 183, 44, 0.62);
    outline-offset: 3px;
}

.compliance-strip {
    min-height: 34px;
    background: #061a32;
}

.site-header {
    border-bottom-color: rgba(8, 43, 82, 0.09);
    background: rgba(255, 255, 255, 0.96);
    box-shadow: 0 8px 28px rgba(8, 43, 82, 0.05);
}

.header-inner {
    min-height: 82px;
}

.brand-mark {
    border-radius: 13px;
    background: linear-gradient(145deg, #1d67a7, #0b3e72);
    box-shadow: 0 8px 18px rgba(8, 43, 82, 0.2);
}

.license-chip {
    border-color: #dbe4ee;
    color: #47617d;
    background: #f7f9fc;
}

.hero {
    padding: 78px 0 86px;
    background:
        radial-gradient(circle at 80% 10%, rgba(84, 151, 218, 0.28), transparent 28%),
        radial-gradient(circle at 8% 100%, rgba(242, 183, 44, 0.08), transparent 30%),
        linear-gradient(122deg, #061d38 0%, #0a3564 56%, #1b5a99 100%);
}

.hero::before {
    opacity: 0.7;
    background-size: 54px 54px;
}

.hero-grid {
    grid-template-columns: minmax(0, 1.08fr) minmax(390px, 0.82fr);
    gap: 64px;
}

.hero h1 {
    max-width: 650px;
    font-size: clamp(48px, 5vw, 70px);
    line-height: 1.015;
}

.hero h1 em {
    color: #f6bd32;
    text-shadow: 0 8px 30px rgba(242, 183, 44, 0.12);
}

.hero-lead {
    max-width: 625px;
    color: rgba(255, 255, 255, 0.78);
    font-size: 17px;
}

.hero-checks {
    gap: 12px;
}

.hero-checks li {
    color: rgba(255, 255, 255, 0.84);
    font-size: 12.5px;
}

.hero-actions a {
    min-height: 50px;
    padding-inline: 20px;
    border-radius: 12px;
}

.hero-whatsapp {
    background: linear-gradient(135deg, #20a965, #13804b);
    box-shadow: 0 14px 30px rgba(5, 42, 25, 0.3);
}

.hero-call {
    background: rgba(255, 255, 255, 0.08);
    backdrop-filter: blur(8px);
}

.hero-points {
    border-color: rgba(255, 255, 255, 0.2);
}

.hero-points strong {
    font-size: 16px;
}

.lead-card {
    overflow: hidden;
    padding: 36px;
    border-color: rgba(255, 255, 255, 0.7);
    border-radius: 28px;
    background: rgba(255, 255, 255, 0.985);
    box-shadow: 0 30px 75px rgba(3, 24, 48, 0.28);
}

.lead-card::before {
    position: absolute;
    top: 0;
    right: 0;
    left: 0;
    height: 5px;
    background: linear-gradient(90deg, #f2b72c, #ffd775 56%, #15558f);
    content: "";
}

.lead-card h2 {
    max-width: 360px;
    font-size: 34px;
}

.card-intro {
    color: #65758a;
    line-height: 1.6;
}

.field label,
.range-label label {
    margin-bottom: 7px;
    color: #173452;
    font-size: 11.5px;
    letter-spacing: 0.01em;
}

.field input[type="text"],
.field input[type="tel"],
.field select,
.phone-field {
    border-color: #ccd8e4;
    border-radius: 12px;
    background-color: #fbfcfe;
}

.field input[type="text"],
.field input[type="tel"],
.field select {
    height: 50px;
}

.field input:hover,
.field select:hover,
.phone-field:hover {
    border-color: #9fb4c9;
}

.field input:focus,
.field select:focus,
.phone-field:focus-within {
    border-color: #2b6ea8;
    box-shadow: 0 0 0 4px rgba(43, 110, 168, 0.11);
}

.phone-field input[type="tel"] {
    background: #fbfcfe;
}

input[type="range"] {
    height: 7px;
    accent-color: #1d5f99;
}

.primary-button {
    min-height: 58px;
    border-radius: 14px;
    background: linear-gradient(135deg, #f5c342, #efb52b);
    box-shadow: 0 14px 30px rgba(217, 163, 35, 0.3);
}

.primary-button:hover:not(:disabled) {
    background: linear-gradient(135deg, #ffd365, #f1ba32);
    box-shadow: 0 17px 34px rgba(217, 163, 35, 0.36);
}

.form-assurances span {
    border-color: #dbe5df;
    color: #49645a;
    background: #f8fbf9;
}

.trust-strip {
    position: relative;
    background: #08294d;
}

.trust-grid > div {
    min-height: 108px;
    border-color: rgba(255, 255, 255, 0.11);
}

.trust-icon {
    display: grid;
    width: 42px;
    height: 42px;
    flex: 0 0 42px;
    place-items: center;
    border: 1px solid rgba(242, 183, 44, 0.28);
    border-radius: 50%;
    background: rgba(242, 183, 44, 0.08);
    font-size: 18px;
}

.section {
    padding: 96px 0;
}

.services-section {
    background: linear-gradient(180deg, #f7f9fc 0%, #eef3f8 100%);
}

.service-grid {
    gap: 20px;
}

.service-card {
    border-color: rgba(8, 43, 82, 0.09);
    border-radius: 22px;
    box-shadow: 0 14px 38px rgba(8, 43, 82, 0.08);
}

.service-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 24px 52px rgba(8, 43, 82, 0.14);
}

.service-card img {
    height: 165px;
}

.service-card > div {
    padding: 26px;
}

.service-card h3 {
    color: #102f51;
}

.service-card a {
    padding-top: 16px;
    border-top: 1px solid #e6edf4;
}

.calculator-section {
    position: relative;
    background:
        radial-gradient(circle at 88% 15%, rgba(55, 123, 190, 0.3), transparent 27%),
        linear-gradient(140deg, #061d38, #0c3d70 62%, #14568f);
}

.calculator-card,
.repayment-panel {
    border-color: rgba(255, 255, 255, 0.35);
    border-radius: 26px;
    box-shadow: 0 28px 68px rgba(2, 18, 36, 0.28);
}

.calc-results div {
    border: 1px solid #dce6f0;
    background: linear-gradient(145deg, #f7faff, #edf3f9);
}

.repayment-rate {
    background: linear-gradient(135deg, #102f5d, #1b5590);
}

.repayment-table tbody tr:hover {
    background: #fff7df;
}

.disclosure-section {
    background: #fff;
}

.disclosure-grid {
    grid-template-columns: repeat(4, 1fr);
    gap: 16px;
    overflow: visible;
    border: 0;
    border-radius: 0;
}

.disclosure-grid article {
    border: 1px solid var(--line);
    border-radius: 18px;
    background: linear-gradient(180deg, #ffffff, #f9fbfd);
    box-shadow: 0 10px 28px rgba(8, 43, 82, 0.055);
}

.disclosure-grid article + article {
    border-left: 1px solid var(--line);
}

.legal-panel {
    margin-top: 28px;
    border-color: #efcf77;
    background: linear-gradient(135deg, #fff9e9, #fff3cd);
    box-shadow: 0 15px 36px rgba(140, 99, 0, 0.08);
}

.process-section {
    background:
        radial-gradient(circle at 8% 12%, rgba(242, 183, 44, 0.09), transparent 26%),
        linear-gradient(135deg, #071d38, #0a315a);
}

.steps {
    display: grid;
    gap: 12px;
}

.steps li,
.steps li:last-child {
    padding: 24px;
    border: 1px solid rgba(255, 255, 255, 0.12);
    border-radius: 16px;
    background: rgba(255, 255, 255, 0.045);
}

.steps li:hover {
    border-color: rgba(242, 183, 44, 0.35);
    background: rgba(255, 255, 255, 0.07);
}

.document-section {
    background: #f3f6fa;
}

.document-card,
.quote-card {
    box-shadow: 0 18px 48px rgba(8, 43, 82, 0.1);
}

.document-card {
    border: 1px solid #e1e8f0;
}

.quote-card {
    background: linear-gradient(145deg, #15558f, #0a315d);
}

.check-list li {
    background: #fbfcfe;
}

.faq-section {
    background: #fff;
}

.faq-list {
    display: grid;
    gap: 12px;
    border-top: 0;
}

.faq-list details {
    overflow: hidden;
    padding: 0 22px;
    border: 1px solid #dce5ee;
    border-radius: 15px;
    background: #fbfcfe;
}

.faq-list details[open] {
    border-color: #b8cadb;
    background: #fff;
    box-shadow: 0 12px 30px rgba(8, 43, 82, 0.07);
}

.faq-list summary {
    min-height: 70px;
}

.final-cta {
    background:
        radial-gradient(circle at 82% 30%, rgba(255, 255, 255, 0.1), transparent 24%),
        linear-gradient(120deg, #15558f, #0a315d);
}

.light-button {
    border-radius: 13px;
    background: linear-gradient(135deg, #ffd360, #f0b52c);
    box-shadow: 0 14px 28px rgba(5, 29, 56, 0.2);
}

.light-button:hover {
    background: linear-gradient(135deg, #ffdf82, #f5bf3d);
}

.site-footer {
    background: #061a32;
}

.whatsapp-float {
    background: linear-gradient(135deg, #25b96f, #118148);
    box-shadow: 0 18px 40px rgba(5, 70, 40, 0.35);
}

@media (max-width: 980px) {
    .hero-grid {
        gap: 46px;
    }

    .lead-card {
        max-width: 720px;
        margin-inline: auto;
    }

    .disclosure-grid {
        grid-template-columns: 1fr 1fr;
    }

    .disclosure-grid article:nth-child(3),
    .disclosure-grid article:nth-child(4) {
        border: 1px solid var(--line);
    }
}

@media (max-width: 720px) {
    body {
        padding-bottom: 68px;
    }

    .header-inner {
        min-height: 70px;
    }

    .brand-mark {
        width: 39px;
        height: 39px;
    }

    .hero {
        padding: 44px 0 54px;
    }

    .hero-grid {
        gap: 32px;
    }

    .hero h1 {
        font-size: clamp(40px, 12vw, 50px);
        line-height: 1.03;
    }

    .hero-lead {
        font-size: 15.5px;
        line-height: 1.65;
    }

    .hero-actions {
        gap: 10px;
    }

    .hero-points {
        margin-bottom: 4px;
    }

    .lead-card {
        padding: 28px 20px 24px;
        border-radius: 22px;
        box-shadow: 0 24px 55px rgba(3, 24, 48, 0.24);
    }

    .lead-card h2 {
        font-size: 30px;
    }

    .field-row {
        gap: 0;
    }

    .field input[type="text"],
    .field input[type="tel"],
    .field select {
        height: 52px;
        font-size: 16px;
    }

    .primary-button {
        min-height: 58px;
        font-size: 14px;
    }

    .trust-grid {
        gap: 0;
    }

    .section {
        padding: 68px 0;
    }

    .section-heading h2,
    .calculator-copy h2,
    .repayment-heading h2 {
        font-size: 36px;
    }

    .service-grid {
        gap: 16px;
    }

    .service-card img {
        height: 180px;
    }

    .calculator-card {
        border-radius: 20px;
    }

    .repayment-panel {
        border-radius: 18px;
    }

    .disclosure-grid {
        grid-template-columns: 1fr;
        gap: 12px;
    }

    .disclosure-grid article,
    .disclosure-grid article:nth-child(3),
    .disclosure-grid article:nth-child(4) {
        border: 1px solid var(--line);
        border-radius: 16px;
    }

    .steps li,
    .steps li:last-child {
        grid-template-columns: 48px 1fr;
        gap: 14px;
        padding: 20px 17px;
    }

    .faq-list details {
        padding-inline: 17px;
    }

    .faq-list summary {
        min-height: 66px;
        font-size: 17px;
    }

    .mobile-cta {
        min-height: 54px;
        border: 1px solid rgba(255, 255, 255, 0.65);
        border-radius: 14px;
        background: linear-gradient(135deg, #ffd260, #efb52b);
        box-shadow: 0 14px 34px rgba(5, 29, 56, 0.28);
    }

    .whatsapp-float {
        bottom: 84px;
    }
}

.hero-actions .hero-whatsapp {
    position: relative;
    min-height: 62px;
    gap: 12px;
    padding: 8px 14px 8px 9px;
    overflow: hidden;
    border: 1px solid rgba(255, 255, 255, 0.24);
    border-radius: 16px;
    background: linear-gradient(135deg, #28bc71 0%, #159052 62%, #0e7843 100%);
    box-shadow: 0 16px 34px rgba(2, 44, 24, 0.34), inset 0 1px 0 rgba(255, 255, 255, 0.22);
}

.hero-actions .hero-whatsapp::after {
    position: absolute;
    top: -35px;
    right: -24px;
    width: 92px;
    height: 92px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.08);
    content: "";
}

.hero-actions .hero-whatsapp:hover {
    background: linear-gradient(135deg, #31c77b 0%, #179858 62%, #0c7040 100%);
    box-shadow: 0 20px 40px rgba(2, 44, 24, 0.42), inset 0 1px 0 rgba(255, 255, 255, 0.25);
}

.hero-actions .mini-wa {
    position: relative;
    z-index: 1;
    display: grid;
    width: 42px;
    height: 42px;
    flex: 0 0 42px;
    place-items: center;
    border: 1px solid rgba(255, 255, 255, 0.75);
    border-radius: 50%;
    color: #159052;
    background: #fff;
    box-shadow: 0 7px 16px rgba(3, 57, 31, 0.22);
}

.hero-actions .mini-wa svg {
    width: 27px;
    height: 27px;
}

.hero-wa-copy {
    position: relative;
    z-index: 1;
    display: grid;
    gap: 1px;
    text-align: left;
}

.hero-wa-copy strong {
    color: #fff;
    font-size: 13px;
    line-height: 1.2;
}

.hero-wa-copy small {
    color: rgba(255, 255, 255, 0.72);
    font-size: 9px;
    font-weight: 600;
}

.hero-wa-arrow {
    position: relative;
    z-index: 1;
    margin-left: 5px;
    color: rgba(255, 255, 255, 0.84);
    font-size: 15px;
}

@media (max-width: 720px) {
    .hero-actions .hero-whatsapp {
        min-height: 64px;
    }

    .hero-wa-copy {
        margin-right: auto;
    }
}

/* Final mobile guard: keep later desktop polish from overriding responsive layout. */
@media (max-width: 720px) {
    html,
    body {
        width: 100%;
        max-width: 100%;
        overflow-x: hidden;
    }

    .container {
        width: calc(100% - 28px);
        max-width: none;
        margin-inline: auto;
    }

    .header-inner {
        min-width: 0;
        gap: 10px;
    }

    .brand {
        min-width: 0;
    }

    .brand strong {
        font-size: 15px;
    }

    .brand small {
        font-size: 8px;
        letter-spacing: 0.14em;
    }

    .header-phone {
        flex: 0 0 auto;
        max-width: 122px;
    }

    .hero {
        padding: 42px 0 52px;
    }

    .hero-grid {
        display: grid;
        grid-template-columns: minmax(0, 1fr);
        gap: 32px;
    }

    .hero-copy,
    .lead-card,
    .hero-grid > * {
        width: 100%;
        min-width: 0;
        max-width: 100%;
    }

    .hero h1 {
        width: auto;
        max-width: 100%;
        overflow-wrap: anywhere;
        font-size: clamp(38px, 12vw, 49px);
    }

    .eyebrow,
    .hero-lead,
    .hero-checks,
    .hero-actions,
    .hero-points {
        width: 100%;
        min-width: 0;
        max-width: 100%;
    }

    .hero-actions {
        display: grid;
        grid-template-columns: 1fr;
    }

    .hero-actions a,
    .hero-actions .hero-whatsapp,
    .hero-call {
        width: 100%;
        max-width: 100%;
        justify-content: flex-start;
    }

    .hero-wa-copy {
        min-width: 0;
    }

    .hero-wa-copy strong,
    .hero-wa-copy small {
        white-space: normal;
    }

    .hero-wa-arrow {
        margin-left: auto;
    }

    .hero-points {
        grid-template-columns: 1fr;
    }

    .lead-card {
        margin: 0;
        padding: 28px 20px;
        border-radius: 22px;
    }

    .lead-card h2 {
        max-width: 100%;
        font-size: 30px;
    }

    .field-row {
        grid-template-columns: minmax(0, 1fr);
        gap: 0;
    }

    .field,
    .field input,
    .field select,
    .phone-field,
    .range-field,
    .consent-row,
    .primary-button {
        min-width: 0;
        max-width: 100%;
    }

    .phone-field input[type="tel"] {
        width: 0;
        min-width: 0;
        flex: 1 1 auto;
    }

    .trust-grid,
    .service-grid,
    .calculator-grid,
    .disclosure-grid,
    .process-grid,
    .document-grid,
    .faq-grid,
    .footer-grid,
    .company-proof,
    .company-page-hero {
        grid-template-columns: minmax(0, 1fr);
    }

    .legal-panel {
        grid-template-columns: minmax(0, 1fr);
        gap: 24px;
        padding: 24px 20px;
    }

    .legal-panel dl,
    .company-proof-facts {
        grid-template-columns: minmax(0, 1fr);
    }

    .repayment-panel,
    .repayment-scroll {
        width: 100%;
        max-width: 100%;
    }

    .repayment-scroll {
        overflow-x: auto;
        -webkit-overflow-scrolling: touch;
    }

    .company-proof-photo {
        min-height: 220px;
    }

    .company-proof-section {
        padding: 24px 0 34px;
    }

    .company-proof figcaption {
        min-width: 0;
        padding: 26px 20px 28px;
    }

    .section {
        padding: 58px 0;
    }

    .section-heading,
    .compact-heading,
    .vertical-heading {
        display: block;
        margin-bottom: 28px;
    }

    .section-heading h2,
    .calculator-copy h2,
    .repayment-heading h2,
    .final-cta h2 {
        max-width: 100%;
        font-size: clamp(31px, 9vw, 38px);
        line-height: 1.08;
    }

    .section-heading > p {
        max-width: 100%;
        margin-top: 14px;
        font-size: 14px;
        line-height: 1.65;
    }

    .trust-grid {
        gap: 0;
    }

    .trust-grid > div,
    .trust-grid > div:first-child,
    .trust-grid > div:nth-child(3) {
        min-height: 82px;
        padding: 16px 4px;
        border-width: 0 0 1px;
        border-style: solid;
        border-color: rgba(255, 255, 255, 0.12);
    }

    .trust-grid > div:last-child {
        border-bottom: 0;
    }

    .company-proof {
        border-radius: 18px;
    }

    .company-proof-photo img {
        object-position: center 32%;
    }

    .company-proof h3 {
        font-size: 29px;
    }

    .service-card {
        border-radius: 18px;
    }

    .service-card img {
        height: 170px;
    }

    .calculator-grid {
        gap: 30px;
    }

    .calculator-card,
    .repayment-panel {
        padding: 22px 18px;
        border-radius: 18px;
    }

    .calc-results {
        grid-template-columns: 1fr;
    }

    .repayment-table-wrap {
        margin-top: 46px;
    }

    .repayment-rate {
        padding: 22px 16px;
    }

    .repayment-rate strong {
        font-size: 37px;
    }

    .repayment-scroll {
        margin-inline: -18px;
        width: calc(100% + 36px);
        max-width: none;
        padding-bottom: 6px;
    }

    .repayment-table {
        min-width: 650px;
    }

    .repayment-table th,
    .repayment-table td {
        padding: 13px 14px;
        font-size: 11px;
    }

    .representative-example,
    .repayment-disclaimer {
        font-size: 11px;
        line-height: 1.6;
    }

    .disclosure-grid article {
        min-height: 0;
        padding: 22px 20px;
    }

    .disclosure-grid strong {
        min-height: 0;
    }

    .steps,
    .faq-list {
        min-width: 0;
    }

    .final-cta {
        padding: 54px 0;
    }

    .final-cta-inner {
        display: grid;
        grid-template-columns: 1fr;
        gap: 24px;
    }

    .final-cta .light-button {
        width: 100%;
        justify-content: space-between;
    }

    .site-footer {
        padding-bottom: 86px;
    }

    .footer-grid {
        gap: 26px;
    }

    .whatsapp-float {
        right: 14px;
        bottom: 78px;
        width: 48px;
        height: 48px;
        min-width: 48px;
        padding: 0;
        border-radius: 50%;
        justify-content: center;
    }

    .whatsapp-float .whatsapp-icon {
        width: 25px;
        height: 25px;
    }

    .whatsapp-float strong {
        display: none;
    }

    .mobile-cta {
        right: 12px;
        bottom: 10px;
        left: 12px;
        width: auto;
        max-width: none;
    }
}

@media (max-width: 380px) {
    .container {
        width: calc(100% - 22px);
    }

    .brand > span:last-child {
        display: none;
    }

    .header-phone strong {
        font-size: 11px;
    }

    .lead-card {
        padding-inline: 16px;
    }
}